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The idea for GreenSky Credit came to the company’s founder, David Zalik, as he was working as a consultant with some of the biggest names in home improvement. Zalik had noticed that the companies with which he was working, including Lowe’s, Home Depot and Benjamin Moore, were losing tens of millions of dollars each year when customers ended up being presented with final project costs that wildly diverged from their own personal estimates. He realized that if someone could provide these customers with instantly approved loans at the point of sale, many of these deals could be pushed through.
But first, Zalik would need to convince both retailers and banks that his idea was viable. Before GreenSky could even get off the ground, he would need to convince bankers to loan him the money to launch the venture. Later, he would need to convince many of those same banks that the borrowers with whom he was connecting them were good prospects for extending large, instantly approved loans.
Going all in on an idea
But as Zalik visited bank after bank, he slowly came to the realization that the idea behind GreenSky was simply too radical for the conservative tastes of traditional bankers. For starters, he still needed to develop a loan-making interface that would serve a wide variety of clients and industries. Without a ready-made demo, he found it nearly impossible to even keep the interest of bankers throughout the length of a single meeting. Eventually, Zalik realized that he would either have to go begging for money through venture capital firms or else he would need to raise the capital himself through the liquidation of his large real estate holdings.
He wound up choosing the latter option. This would ultimately prove to be a great bet. Without any equity partners, Zalik retained full ownership in the company. And this ultimately would make him a billionaire. Today, GreenSky is worth an estimated $5 billion, making it one of the most prominent fintech companies in the world. And as the company considers an IPO, the windfall could make Zalik among the richest people in the world.
Doe Deere is the founder and owner of Lime Cosmetics which was created in the fall season of 2008. Lime Cosmetics is a vegan and cruelty-free cosmetic line. Lime Crime was the first digital makeup and hair color brand. This line features unicorn products along with different lipsticks, eye-shadows, and many other beauty products. She wanted to create a unique, magical look that people would love in every color to explore their beauty even more. Doe Deere’s dream was to inspire women to never give up, and to let them know they can achieve anything, and she is doing exactly that. She has been and still is a trend setter in the makeup industry.
Deere was born in Russia on June 15, 1981 but grew-up in New York City where she moved at the age of seventeen. While waiting for her mom records of education to be sent to the United States her and her family became homeless because it took so long. No one wanted to hire her mom or give her a job to make ends meet. They were forced to check into homeless shelters and stand in lines back and forth to receive a meal.
Deere saw the situation and started to write all her ideas on paper. Her first thought was becoming a fashion designer. After months of this Deere and her family met someone whom would help them and introduce them to new things. A lawyer who inspire women by the name of Dorchen Leidholdt helped Deere get into the Fashion Institute of Technology and helped her sister into Columbia University where years later her sister graduated on a scholarship with honors.
After years of struggle, became success for Deere. Her company Lime Crime has become successful and she now inspire women all over the world to be themselves. Sometimes you must go through the struggles of life, to be successful, have a story, and appreciate what you will gain.
There have been some amazing, groundbreaking inventions in the past 15 years. Promising concepts such as 3D printing, graphene, and blockchain technology are on their way to shaping our futures in tremendous ways we have not yet begun to think about. There is one man, however, who has been thinking about it.
Jed McCaleb has been an instrumental force in the growth of cryptocurrency, which is an offshoot of blockchain technology. Cryptocurrency uses the main property of blockchain technology, which is to keep records of information safe and secure by confirming transactions within the system. It is the financial version of a technology that will also power medical records, votes, government services and many other applications.
Jed McCaleb is currently the chief technology officer of Stellar, a company that intends to create a network that facilitates cross-border payments between government-backed currencies such as dollars, pounds, and euros. It has gained the attention of large companies such as IBM, who wants to use the Stellar system to make cross border transactions available to banks.
Before joining Stellar, he was instrumental in the running and the technical infrastructure of the famous Bitcoin exchange Mt. Gox. He was also the founder of Ripple, a cryptocurrency which is now the third largest cryptocurrency. He has been there throughout blockchains growth so he understands what it takes to build a cryptocurrency company.
Jed McCaleb enjoys seeing the growth and the innovation that has been coming out of the blockchain industry in the past few years. He mentions how initial coin offerings, or ICOs, are revolutionising how companies can raise money and involve their investors in the process of their growth. Stellar’s own cryptocurrency, known as lumens, are trading at 23.8 cents at the time of this publication.
Initial coin offerings have done very well so far, raising over 9 billion in 4 years. These coin offerings can be used to back a specific project, as a marker for a specific asset, or as a record for a monetary or other economic transactions between individuals and companies. It will be exciting to see what these new entrepreneurs come up with.
Whitney Wolfe Herd is the CEO and founder of Bumble: one of the fastest growing mobile dating apps on the planet. She was born in Salt Lake City, Utah in 1989. She later attended Southern Methodist University in Dallas, Texas where she majored in International Studies. After college she began working with Chris Gulczynski on a dating app called Tinder in 2012 at the age of 22. She became the vice president of marketing for Tinder about a year later. In 2017, she married oil heir Micheal Herd in Italy.
Called the queen of dating apps, Whitney Wolfe was a successful entrepreneur. In 2014 she moved to Austin, Texas and began developing ideas for a new dating app called Bumble. Her aim was to create a safer dating experience that put women first to protect against malice behavior online. Bumble is now the fourth most popular dating app on the market. Her site has just recently developed a new feature called BFF that uses the same algorithm of the dating site, but for friendships. The app also includes a feature known as Bizz profiles for women to add resumes and work related information to find healthy, mentoring, business relationships.
— Bumble (@bumble) June 5, 2018
Recently, Whitney Wolfe has received much harassment after banning pictures of guns from her website after the tragic shooting at Douglas High School in Parkland, Florida. Receiving a large amount of death threats, she eventually needed policemen stationed outside her office from the controversial decision. Her and her team later explain gun violence does not fall in line with their values nor does the showing of such weapons on Bumble.
28 year old Whitney Wolfe also travels with a bodyguard after her company was the victim of a cyber-attack last Summer. The FBI was forced to step in after her staff info was posted on a neo-Nazi website encouraging continued harassment. Whitney Wolfe believes the attack was aimed towards the feminist idealism of her website. The attack took place shortly before a white supremacists rally in Charlottesville. Billion-Dollar Bumble: How Whitney Wolfe Herd Built America’s Fastest-Growing Dating App
There are many financial institutions in America, but Southridge Capital has proved to be more than an ordinary institution.
Since the early 90’s, Southridge Capital has donated its own money into businesses they believed to have outstanding potential. Southridge Capital acted as a bank that provided business loans. However, Southridge based their decision solely on the business plan. They looked past the credit score of the companies they helped, and they focused solely on the potential to make the money back in a reasonable amount of time. Today, every company that Southridge invested into is booming. Southridge is responsible for investing over one billion dollars into small businesses that would eventually become large international businesses.
Today, Southridge Capital focuses on other ways they can find money for companies. They locate companies—similar to them—that look past a credit score and more towards the character of the business owner. Some of the financial institutions Southridge works with are overseas, but they believe this is an advantage because this means many financial advisors do not know about them. For more details visit Crunchbase.
Southridge is one of the only financial institutions that offer a free consultation. At times, Southridge will even offer a second free consultation. This depends on the circumstance.
Southridge is home to some of the best investment advisors in America. Many of the original advisors are still working for Southridge, and they are teaching the new advisors how to be perfect in every aspect of investing.
Southridge can be contacted by phone, by email, or in person because walk-ins are always welcome. After a short conversation, Southridge advisors will immediately know if they can be of any assistance to the company inquiring about their services. If so, a chief advisor will begin working on the case in no less than 24 hours. Southridge has two large offices, one in Connecticut and the other in New York. You can visit their Facebook page.
Click here: https://twitter.com/southridgecap
The Better Business Bureaus prestigious Torch Award for Marketplace Ethics is only awarded to businesses that show the highest levels of ethical practice and actively appreciate and contribute to the people living in their communities, as well as their own employees.
Aloha Construction was presented with the award for the year 2017 and it was certainly well earned. Since the founding of Aloha Construction in 2008, they have completed over 20,000 roofing jobs. They go above and beyond for their customers by offering free roof inspections, 10 year craftmenship warrenties, finace options, and excellent customer service. In addition to looking out for their customers, Aloha Construction gained recognition for the way they treat their employees. This includes a yearly all expense paid trip to Maui, Hawaii for the staff and their families. The CEO for Aloha Construction, Dave Farbaky, has said that the staff are more like a family.
The award winning company also takes an active role in bettering their community. They have sponsored numerous local youth athletic teams as well as being well known contributors and supporters of the Bloomington, Illinois Boys and Girls Club. Their support and donations to numerous organizations dedicated to serving those in need, including donating to an organization that sponsors Christmas shopping sprees for children in need, has helped touch the lives of many members or their community, regardless if their customers or not.
The award was presented at a luncheon ceremony, that took place in November of 2017,and was awarded to only nine businesses. It took meeting strict criteria to even be considered for the award and then it’s turned over to a panel of 15 judges to narrow down and decide which businesses deserved to win the award. Aloha Construction is a family owned and community oriented business, making it one of the top contenders for the honor. Farbaky stated that they will continue forward with their goal and continue the same ethics and activities that led to this recognition.
For years Bob Reina dedicated his life to figuring out better and creative ways to help people acheive their goals and dreams by providing innovative and updated video marketing products. This is where his inspiration for Talk Fusion all came about. It’s the base of what it’s about. Reina is on a mission to change the lives of many through Talk Fusion.
From repairing to rebuilding to getting money for emergency medical reasons or helping family and friends with funds, all of this confirms the reason why Bob Reina does what he loves. Every time there is a story of someone paying it forward and making a difference in someones life Bob sees his mission and the vision he has come to life.
A short time ago Talk Fusion launched a new design of the Live Meetings. Live Meetings is a computer program that enables polished real-time broadcasting. The application is very upgraded and modernized with a improved interface. The WebRTC system is also put to good use. In an online broadcast the Founder of Talk Fusion publicized the latest version.
With Live Meeting you will be able to transfer one-way videos and have video type conferences. It will give people a favorable to plan meetings and even presentations. The app maintains a max of fifteen hosts and five hundred participants. If you want to try you will be able to connect through a smartphone, PC or a tablet.
The software has been upgraded so that it doesn’t even need a separate download for recording. You will be able to obtain this by using a web browser. This will help increase it’s usability and better the compatibility while saving time from having to download and install Adobe Flash Player. This was created not needing any other plug-ins.
Talk Fusion is known for keeping up with the times and creating advanced technology that seems to transcend their competition. The company has also take it upon themselves to find relevant strategies for promotion to bring in new customers and fans of the application.
The Head of the company, Bob Reina, made a statement on the updated system of his company’s conferencing app. He has said that no other tech could compete or compare to the value of WebRTC. He went on to talk about his dedication towards moving this system to all of the talk fusion software.
WebRTC is capable of benefiting all people who use computers as well as professionals. This software helps people interact by speaking while using any of your own browsers. The company’s Chief Tech Officer has applauded the app and also commented saying that it makes audio and video communication much better.
Talk Fusion’s CTO has explained that WebRTC’s has a system that increases the efficiency and takes away any problems or difficulty. Learn more: http://www.phillypurge.com/2017/07/14/talk-fusions-bob-reina-releases-article-about-top-marketing-trends-of-2017/