Mr. Buffett was right when he said that many common costly funds in the market shortchange investors. Firms should offer simple, low-cost investments for customers to buy and hold for the long term. Mr. Buffett’s bottom-up investing approach of meticulously scrutinizing companies and growing a steady portfolio has worked over the decades. In his latest yearly shareholder communication, Buffett highlights sound wisdom from his long-term investing.
Here’s Tim’s modest perspective on the same.
Too many investment funds offer low-quality returns on invested capital because of extreme trading and bloated management fees. In this regard, customers should shy away from fancy product labels. The industry’s active vs. passive argument does not serve shareholders interests. The risk factors of index investments are purely speculative. Experienced hedge fund managers don’t dwell on the active or passive aspect. It’s about producing quality long-term capital returns. You can never go wrong with low-cost investments that offer future higher yields.
Index funds deliver significant returns, but they do not cushion investors against losing markets. They expose clients to 100 percent risk and massive losses during market recessions. But markets evolve. Low profile funds perform better than crowded ones in bad times. An essential strategy a serious investor can do is to nurture their portfolio.
Tim’s Outlook on Asset Selloff in September 2015
Global stocks plummeted in the middle of investor anxiety about the slow economic development in China. A sharp decline in the Asian country’s stocks and a shocking currency deflation further stoked fears that China is crumbling. Tim Amor’s views on the china’s unfolding woes reflect on the US successive gains in the last six years. Other countries experienced the same market bullish effect.
Tim Armour implores that The U.S. markets valuations were extended for some industries and companies. The market correction was not expected. An occasional correction is good for the markets as it eliminates pockets of surplus.
Education and work background
Tim graduated with a B.A honors in economics from Middlebury College in Vermont. He currently works at Capital group and has a total 34years of investment fund management with Capital Group.
The American Lung Association says that about 11 million people in the United States are suffering from the chronic obstructive pulmonary disease (COPD). However, it is unfortunate that about 24 million people have the disease but are not aware. COPD is a progressive lung disease that gives patients hard time breathing. There are two types of COPD, which are chronic bronchitis and emphysema. Most people suffering from COPD have a combination of both types. COPD causes the following changes in airways and lungs:
The above changes cause a reduction of the amount of air flowing in and out of the lungs. It deprives the body the much oxygen required, which makes it harder for patients to breathe. COPD has no cure. However, research shows that stem cells therapy is being used to treat patients with this lung disease.
COPD and stem cell treatment
Stem cells are present in the adult lung. Stem cells in the lungs were discovered just recently; therefore, there is no stem cell treatment for COPD patients, http://www.hawaiinewsnow.com/story/33635903/copd-patients-are-saying-yes-to-stem-cells-at-the-lung-institute-in-tampa. However, researchers say that stem cell therapy is a promising option for COPD treatment research. Researchers have a vision of using stem cells to generate new and healthy lungs in patients with chronic lung disease. Some of the ways stem cells will benefit COPD patients include:
About Lung Institute
The Lung Institute is a leading, innovative leader in regenerative medicine focusing on offering stem cell therapies for lung disease. The Institute is committed to offering patients an effective way of dealing with pulmonary conditions to improve their lives. The Lung Institute has treated more than 2000 patients, with 82% reporting an improvement in their lives, http://www.prweb.com/releases/2016/11/prweb13867190.htm .
The Lung Institute screens patients thoroughly to ensure best treatment results. They recognize that all patients require the best treatment. It has clinics in Dallas, Nashville, Texas, and Scottsdale.
Dr. Clay Siegall has been working for years to try to create effective cancer treatments for individuals that are not responding well to other methods of treatment. He is the CEO of Seattle Genetics. Seattle Genetics is the largest cancer treatment production facility in the Northwest. So far Seattle Genetics has proven that they are one of the fastest growing companies in the market. Their stock prices have tripled in just the last five years.
In addition to serving as the CEO of Seattle Genetics, Dr. Clay Siegall also serves as the Chairman of the Board. He has held the title of CEO since 2002 but the company was founded in 1998. His company has been successful in developing cutting edge cancer therapy drugs and has more in the works.
Dr. Clay Siegall attended George Washington University where he obtained his Ph.D. He worked with prestigious pharmaceutical companies such as Bristol-Myers Squibb and the National Cancer Institute. The biggest accomplishment that Seattle Genetics has had with therapy drugs is Adcetris. Adcetris was approved in 2011 and is currently available in over sixty countries worldwide.
Dr. Clay Siegall has a passion for creating effective cancer treatments that can help patients when other treatments are ineffective. He combines his keen sense of business with his in-depth scientific knowledge to propel the company to new heights. He has a unique combination of talents that allow him to be highly successful and create good business strategies for Seattle Genetics. He has been able to raise over $1.2 billion from both public and private companies to help further fund research and development.
According to an article posted by PR Newswire, over 650 executives from around the globe gathered at Caesar’s Palace Las Vegas Nevada on February 24th,2017 for the 11th annual Stevie Awards which also organizes other prestigious awards such as the International Business Award and the American Business Award.
Upon reading the article I discovered that Securus Technologies, a leading provider of civil and criminal justice technology solutions was awarded the Gold Stevie award for Best Customer Training Department; the article adds further illustration to the prestige of the award with a quote from Michael Gallegher President, and founder of the Stevie awards “The Stevie Awards for Sales & Customer Service continues to be among the most competitive and fastest-growing of our awards programs.” Securus Technologies was also given praise in the article from judges that participated in the naming of the winners that would take home gold; the compliments ranged from the importance of the role Securus plays in society to the improvements the company accomplished in customer survey results. If we consider that there were over 2,300 nominations from different organizations and industries globally, I find being a finalist to be impressive, to say the least.
In closing, I would like to highlight the use of the word “empathy” in a quote by Danny de Hoyos, Senior Vice President of Operation at Securus Technologies, to briefly paraphrase him, he emphasized the importance of recognizing the customers needs and situations, and empathy being an integral tool in connecting with customers; I found that strategy unique, seeing as how empathy historically has a mercurial value in the world of business, perhaps other companies would do well to follow the shimmering gold course plotted by Securus Technologies.
If you are in search of a good attorney in Brazil, look no further than Bruno Fagali – a reputable and experienced attorney.
You want to build a strong mutual relationship with an attorney you’re considering to retain, make sure you select a lawyer you have confidence in. When it comes to legal issues, it is crucial that you disclose confidential details and have a discussion with your lawyer. This is so the attorney can provide you with legal solution that meets your needs.
It is also advisable to enlist the services of an attorney who has expertise in the area of law you’re dealing with. There are many different practice areas that a lawyer can choose to focus, so it becomes crucial for you to determine the specific area of law in which your legal issue lies.
Bruno Fagali is well known in the legal community, and has many satisfied clients. Bruno Fagali has rendered excellent legal services to entrepreneurs, corporate executives, business owners, large organizations and individual clients. Bruno Fagali is highly knowledgeable and has years of experience in the field.
Contact Bruno Fagali for more information.
Bruno Fagali has strong interpersonal skills and is passionate about helping his clients resolve their legal issues. Bruno Fagali takes the time to go over his client’s legal situation and devise strategies that are proven to work. He interacts with his clients and strives to find out what their expectations are, prior to coming up with a plan on how to address their issues.
Are you considering online reputation management service for your business? Want to find out how to monitor, and maintain your reputation on the Internet?
The Internet expansion along with the emergence of social networking sites has created profitable and enjoyable opportunities as well as challenges, which certainly have an impact on our understanding of the nature of reputation management.
Online reputation management is very important for businesses and professionals. It can effect the sales and revenue of your business, your business and personal success, your personal and professional relationships, and cost you or your organization untold opportunities. Many people and entrepreneurs have do not have a way of measuring the true cost of missed or lost opportunities caused by negative online results.
If you want to be sure your business or professional profile or reputation is well protected against online threats or attacks, it is imperative that you consult with online reputation management experts. Having a system in place to protect your online reputation is a great idea. That’s exactly what successful business people and professionals do.
There are many renowned companies out there that have knowledgeable and experienced reputation management professionals. These companies and their team of experts can guide you properly in building and maintaining a great reputation for your enterprise. They have access to top notch reputation monitoring, and management tools, which streamline the entire process for you.
When you get in touch with a good team of online reputation management professionals, you will be required to provide detailed information about your organization and your current reputation management system. You will also be required to let them know your expectations regarding your organization’s reputation management project.
A good online reputation management company is one that has professionals that are skilled at monitoring, managing, fixing and shaping discussions and conversations about you or your organizations. They help clients find out exactly how they are being portrayed or perceived in the Internet environment.
By implementing things like good search engine optimization practices and third-party article monitoring systems, an outstanding online reputation management company can help automate your organization’s growth.
Most people around world still find dates through friends, at work or when they meet people they like through their everyday activities. But a growing number of young people find their dates on dating apps. The following are three benefits of using them.
Many people are uncomfortable when meeting new people. They don’t know how to break the ice or make small talk. Dating apps enable those people to interact and connect with others. By the time they get together they have a connection already so there’s less pressure.
People today are busier than ever before. This leaves them very time to meet and connect with new people. Dating app installed on their phones allow them to look for people to date whenever they have a few minutes to spare.
With dating apps, once a person creates a profile they’re matched with many people meeting their specifications. This provides them with several options when deciding who they want to date.
Whitney Wolfe is dating app Bumble’s founder and CEO. She’s also the co-founder of Tinder. At age 19 she started selling bamboo tote bags. She gave the profits to people affected by the BP oil spills. She also helped launch the ‘Help Us Project’, a non-profit organization. After graduating from college, Whitney Wolfe worked with orphanages in Southeast Asia.
Click here to learn more about Whitney Wolfe educational background.
In 2012 she co-founded Tinder, the leading dating app. She left Tinder and founded the dating app Bumble in 2014 to empower women to start conversations with men. Bumble is the fourth most popular dating app. Business Insider named Wolfe to their 2014 list of ’30 Most Important Women Under 30 In Tech’. Elle named her one of their ‘Women in Tech’ and Forbes named her on their ’30 under 30′ list.
Related: Top Texans Under 30, Whitney Wolfe
George Soros is known for supporting the arduous responsibilities demanded by legal entities, who release thousands of unlawfully imprisoned people and is devoted to financially backing a great many students who want to complete an education, students who otherwise might have been overlooked due to their failure to finance their academic endeavors according to nytimes.com.
Mr. Soros has an powerful history of charitable humanitarian actions. Mr. Soros has offered billions, to shore up industries that were penniless, as well as individuals who were impoverished. Mr. George Soros is for the most part, devoted to supplying financial support to individuals seeking to vanquish injustice, backing equal opportunity and to protect people’s freedom while challenged by prejudice. Mr. Soros is completely against the initiative marketed as the “War against Drugs”.
In fact, Mr. Soros is well-known to be for the most part an advocate of beneficial marijuana use. He also compassionately provided untold millions of dollars, for the intention of supporting Hillary Clinton in her presidential run. Prior to this gamble, George endorsed $1 million to uphold President Obama’s campaign for reelection. Mr. Soros is widely documented as a supporter for LGBT rights and is often seen as a protector of same-sex marriages.
A great many citizens across the world say that newly elected US President, Donald Trump is essentially a fake President and a tyrant. One such citizen who shares this mindset, is George Soros. Mr. Soros has known such evil men that rise to power, without any want to help others and creating chaotic distractions. Mr. Soros is an immigrant who arrived in America from worn torn and Nazi controlled Hungary. He is a well-respected survivor of the terrible Holocaust and has experienced personally how wicked men can control a nation and sow the seeds of their damaging lies among the common people.
George Soros and other citizens who have had industry dealings with Mr. Donald Trump, affirm that Trump had no desire to win the Presidency and was actually trying to foster global interest to his many company brands on Politico. Now that he is all of a sudden President, no one feels safe for what Trump might actually do. This is because Donald Trump himself never thinks things all the way through to their rational ending and regularly repeats his words, from a myriad of muddled thoughts.
George’s terrible experiences with the past are the rousing factor for his steadfastness to lend a hand to people who rise up to injustice. Mr. Soros is closely aware of how harmful the small-minded can be from his experience in Hungary throughout the war. Mr. Soros studied the fiduciary and economic industry, which aided him in garnering his immense wealth on Investopedia.
As the newly elected US President, Trump’s administration has set out to nullify the right to protect transgender students in public schools- a decision that was made during President Barrack Obama’s regime. Before the rights protection bill is revoked, Betsy DeVos, the U.S. secretary of education has taken it upon herself to oppose the move. So that the directive can be fully nullified, both Justice and Education departments must come to a common understanding and sign off the directive.
The bill under discussion is comprised of the federal anti-discrimination law that states that transgender students in public schools can use locker rooms as well as lavatories of their choice. It has been noted that the guidance provided by Barrack Obama was not legally binding, but at least transgender was able to benefit from the bill. After passing of the guideline by Obama during his regime, opposition termed such a move as a federal overreach. Some even termed the move as a violation of the rights of students who do not fall in the transgender category.
Some states decided to sue the federal government over the transgender bill. Among the states were such as Texas. Since the federal government had been sued by some states, a federal judge in Texas took it upon himself to withhold the order temporarily nationwide. The Trump administration is not taking the issue lightly. The government plans to issue an order and no one yet knows what the rule entails.
Though the battle has been quite tough, Betsy DeVos has taken her stand and is defending the transgender students in the public schools. Betsy DeVos had initially opposed a draft that entailed withdrawal of protection of transgender children in public schools. Despite the strong opposition brought about by DeVos, Trump’s administration still went ahead and issued guidance that entailed revoking of the protection of transgender students as outlined by the former President Barrack Obama in 2016. Betsy DeVos is devoted to opposing the move by the Trump administration since she believes that all American students have a right to protection as well as the freedom to education and a safe and conducive environment for learning. Hence, the issue of reserving the right to protection from transgender students is not a federal mandate. It is good to note that transgender students are the most immediate victims of issues such as discrimination and bullying. Due to the circumstance that surrounds transgender students, it is not an advisable move to reserve protection from such susceptible students.
Apart from fighting for the rights of transgender students in public schools, Betsy DeVos is also a philanthropist. Together with her husband Dick, they started their philanthropic foundation during the year 1989. As a philanthropist, her Christian views, as well as political views, are reflected as conservative. Her conservative nature has also been seen as in the case that she is defending the transgender students as in the case of using any toilet of choice in public schools. Visit Betsy’s website at betsydevos.com.
How do truly great leaders such as Tony Petrello of the internationally-recognized organization of Nabors Industries, Ltd. come about?
Nabors Industries, Ltd., (NYSE: NBR) is the owner and operator of the largest land-based rig fleet in the world. It is a significant provider of off-shore drilling rigs, within several global markets and within the U.S.
It provides Directional Drilling Services and state-of-the art technologies to primary gas and oil markets–the world over. Directional drilling is termed, as slant drilling. Slant drilling is sometimes used in minimizing the occurrence of blow-out or an oil gusher occurring. Processes that discouraged blowout-were developed in the twenties.
It is obvious that Tony Petrello oversees a very unique and niche corporation. The oil and gas market is traditional and is highly competitive. It takes a world-class leader, like Tony Petrello, to assure everything runs smoothly and that value is given back to the company’s stakeholders.
In order to accomplish the objective, Tony Petrello assures that efficiencies are of the highest standard, and that pricing is reasonable. Not an easy task: however, Tony Petrello considers the preceding–“not too tall of order.” He is continually up to meeting all of the great challenges life offers–in his roles as Nabors Industries, Ltd.’s CEO, Chairman of the Board, and President.
In everything he does in life, Tony Petrello easily takes on the role of leader. Anyone who knows Tony Petrello, knows that his leadership progression is as impressive as his decision-making skills. Some persons believe that Tony Petrello was destined to become a great leader.
Tony Petrello, prior to his matriculation to a institution of higher learning: was considered a mathematical genius. He earned two degrees in Mathematics–one degree is a B.S. degree; and the other degree is an M.S. degree. The degrees were earned from the affluent high-profile academic institution–Yale University. He then went on to earn a J.D. from Harvard Law School. During his academic years: Tony Petrello attained the educational benefit of enhancing his leadership qualities. He learned how to think like a leader.
He launched his career, as a lawyer, working within the high-profile law firm of Baker & McKenzie. Tony Petrello became Managing Partner at the firm. He worked in New York. He provided decision-making for a very intelligent grouping of legal specialists. His decisive successful outcomes led him to further expand his horizons.
He developed, an interest, in working within the oil and gas industry–by way of Nabors Industries, Ltd. He moved into a leadership post at: Nabors Industries, Ltd., eventually becoming the company’s CEO, President and Chairman of the Board.
Many leaders are encouraged by Tony Petrello’s composure in meeting challenges and his intelligence–to say the least. He provides Nabors Industries, Ltd. with the solid footing that it requires, in order to meet the challenges, associated with a thriving and competitive field.
Tony Petrello provides impact, in the industry, by assuring certain advanced technological improvements, as to equipment, are made. He knows that by providing such improvements: the operator is made more comfortable, when out in the field. The operator is able to work at a more confident level, when the processes, with respect to well-drilling activities are made more user-favorable; and less complicated.
The company provides services, under Tony Petrello’s leadership, to all types of environments: The company works in remote and very cold climates. It also works in the drier world regions.
It is correct to state, that Tony Petrello leads Nabors Industries Ltd., in the right direction. He assures that the equipment meets the client’s requirements; and that high-level services are provided, at the most cost-effective means possible. The preceding means that the highest value is given back to the company’s stakeholders.